Workers compensation is a system in place in the United States to help workers receive benefits for injuries or illnesses resulting from their job. State governments typically administer the program as part of social welfare programs. The program has been around for a long time, but many myths and misconceptions about the program exist. This article debunks five of the most common myths about this program. Also, remember you can always consult a workers compensation attorney to get the facts right.
It is Only for Injured Workers
Workers compensation is available to workers who are injured or become ill as a result of their job. To be eligible for benefits, the worker must have been injured or become ill while performing their job duties.
The worker does not need to be physically injured to receive benefits; it can also be granted for workers who develop an illness due to their job.
It is a Welfare Program
Workers compensation is not a welfare program, but a system that is in place to protect workers who are injured or become ill as a result of their job. The benefits are not based on need but on the worker's earnings and the extent of their injuries or illnesses.
It Covers All Medical Expenses Related to an Injury
Workers compensation covers most, but not all, medical expenses related to an injury. It will cover the workers' medical expenses, including hospital bills, doctor's visits, and prescription medication.
A workers compensation attorney asks for adequate money to cover necessary rehabilitation expenses, including physical and occupational therapy. It will not cover the cost of cosmetic surgery or any other non-essential medical expenses.
It Provides Lifelong Benefits
Workers compensation benefits are not meant to be lifelong; instead, they are meant to help the workers while they recover from their injuries and return to work. The benefits will end when the workers are no longer injured or ill or when they can return to work.
It Replaces Workers' Salaries When They Are Injured
Workers compensation does not replace workers' salaries when they are injured. Instead, it provides workers with a percentage of their salary while unable to work. The workers' compensation benefits will end when the workers can return to work.
You may be eligible for compensation benefits if you have been injured or become ill due to your job. Speak to a workers compensation attorney to help you navigate the labor system and ensure you receive the benefits you deserve.